|
|
Year 2019 |
Year 2018 |
Year 2017 |
|
Fiancial Position |
|
|
|
|
Loans and Accrued Interest Receivables |
4,919.77 |
5,406.01 |
5,675.40 |
|
Loans (Less Allowance for Doubtful Accounts) |
4,787.06 |
5,239.11 |
5,508.50 |
|
Deposits |
5,735.86 |
5,376.01 |
7,277.70 |
|
Liabilities |
6,521.57 |
5,639.34 |
7,631.81 |
|
Assets |
8,063.35 |
7,159.35 |
8,915.25 |
|
Equity |
1,541.78 |
1,520.01 |
1,283.44 |
|
Operating Performance |
|
|
|
|
Interest Income |
335.96 |
388.00 |
523.02 |
|
Interest Expense |
131.62 |
201.76 |
266.63 |
|
Net Interest Income |
204.34 |
186.24 |
256.39 |
|
Non Interest Income |
31.17 |
27.01 |
41.02 |
|
Other Operating Expenses |
170.23 |
169.57 |
165.32 |
|
Operating Profit before Allowance for Doubtful Accounts |
55.22 |
43.67 |
132.09 |
|
Bad Debt, Doubtful Accounts and Loss on Impairment |
10.07 |
-1.14 |
42.38 |
|
Net Profit |
44.72 |
36.08 |
72.40 |
|
Financial Ratio (percent) |
|
|
|
|
Net Interest Income to Total Assets |
2.53 |
2.60 |
2.88 |
|
Loans to Deposits |
83.74 |
100.43 |
77.82 |
|
Capital Adequacy Ratio |
23.97 |
22.45 |
17.49 |
|
Return on Assets |
0.55 |
0.45 |
0.79 |
|
Return on Equities |
2.9 |
2.37 |
5.64 |
|
Remark
The calculation of Capital Adequacy Ratio on 2017 has been changed from Basel I to Basel III since July 1,2017. |
|