|
|
Year 2022 |
Year 2021 |
Year 2020 |
|
Fiancial Position |
|
|
|
|
Loans and Accrued Interest Receivables |
5,627.76 |
4,713.15 |
4,513.26 |
|
Loans (Less Allowance for expected credit losses) |
5,194.53 |
4,396.87 |
4,299.68 |
|
Deposits |
8,112.22 |
7,882.33 |
5,549.23 |
|
Liabilities |
10,854.51 |
10,788.77 |
10,609.43 |
|
Assets |
12,323.07 |
12,260.51 |
12,166.83 |
|
Equity |
1,468.56 |
1,471.74 |
1,553.79 |
|
Operating Performance |
|
|
|
|
Interest Income |
525.03 |
392.99 |
406.77 |
|
Interest Expense |
134.80 |
116.38 |
111.57 |
|
Net Interest Income |
390.23 |
276.61 |
295.20 |
|
Non Interest Income |
-12.07 |
18.82 |
-3.71 |
|
Other Operating Expenses |
135.85 |
124.53 |
160.91 |
|
Operating Profit before Expected credit losses |
242.31 |
170.90 |
130.57 |
|
Expected credit losses |
134.25 |
112.35 |
82.16 |
|
Net Profit |
86.14 |
46.78 |
38.53 |
|
Financial Ratio (percent) |
|
|
|
|
Net Interest Income to Total Assets |
3.17 |
2.26 |
2.43 |
|
Loans to Deposits |
66.09 |
56.87 |
79.13 |
|
Capital Adequacy Ratio |
18.92 |
22.34 |
23.36 |
|
Return on Assets |
0.70 |
0.38 |
0.38 |
|
Return on Equities |
5.86 |
3.09 |
2.49 |
|
|