RELATIONSINVESTOR  
Investor Relations
 
Financial Highlights
Baht in million
  Year 2023 Year 2022 Year 2021
Fiancial Position      
Loans and Accrued Interest Receivables 6,620.87 5,627.76 4,713.15
Loans (Less Allowance for expected credit losses) 6,064.21 5,194.53 4,396.87
Deposits 12,343.49 8,112.22 7,882.33
Liabilities 6,155.91 10,854.51 10,788.77
Assets 10,873.14 12,323.07 12,260.51
Equity 1,470.35 1,468.56 1,471.74
Operating Performance      
Interest Income 510.87 525.03 392.99
Interest Expense 172.64 134.80 116.38
Net Interest Income 338.23 390.23 276.61
Non Interest Income -42.7 -12.07 18.82
Total Operating Income 295.53 378.16 295.43
Other Operating Expenses 128.04 135.85 124.53
Operating Profit before Expected credit losses 167.49 242.31 170.90
Expected credit losses 82.17 134.25 112.35
Net Profit 67.17 86.14 46.78
Financial Ratio (percent)      
Net Interest Income to Total Assets 2.74  3.17 2.26
Loans to Deposits 101.61  66.09 56.87 
Capital Adequacy Ratio 16.77 18.92 22.34
Return on Assets 0.54  0.70 0.38
Return on Equities 4.57  5.86 3.09