|
|
Year 2021 |
Year 2020 |
Year 2019 |
|
Fiancial Position |
|
|
|
|
Loans and Accrued Interest Receivables |
4,713.25 |
4,513.26 |
4,919.77 |
|
Loans (Less Allowance for expected credit losses) |
4,396.87 |
4,299.68 |
4,787.06 |
|
Deposits |
7,882.33 |
5,549.23 |
5,735.86 |
|
Liabilities |
10,788.77 |
10,609.43 |
6,521.57 |
|
Assets |
12,260.51 |
12,166.83 |
8,063.35 |
|
Equity |
1,471.74 |
1,553.79 |
1,541.78 |
|
Operating Performance |
|
|
|
|
Interest Income |
392.99 |
406.77 |
335.96 |
|
Interest Expense |
116.38 |
111.57 |
131.62 |
|
Net Interest Income |
276.61 |
295.20 |
204.34 |
|
Non Interest Income |
18.82 |
-3.71 |
31.17 |
|
Other Operating Expenses |
124.53 |
160.91 |
170.23 |
|
Operating Profit before Expected credit losses |
170.90 |
130.57 |
65.28 |
|
Expected credit losses |
112.35 |
82.16 |
10.07 |
|
Net Profit |
46.78 |
38.53 |
44.72 |
|
Financial Ratio (percent) |
|
|
|
|
Net Interest Income to Total Assets |
2.26 |
2.43 |
2.53 |
|
Loans to Deposits |
56.87 |
79.13 |
85.74 |
|
Capital Adequacy Ratio |
22.34 |
23.36 |
23.97 |
|
Return on Assets |
0.38 |
0.38 |
0.59 |
|
Return on Equities |
3.09 |
2.49 |
2.92 |
|
|