|
|
Year 2024 |
Year 2023 |
Year 2022 |
|
Financial Position |
|
|
|
|
Investment, net |
3,584.08 |
3,558.77 |
3,988.88 |
|
Loans and Accrued Interest Receivables |
5,808.86 |
6,620.87 |
5,627.76 |
|
Loans and Accrued Interest Receivables, net (Less Allowance for Expected Credit Losses) |
5,275.52 |
6,064.21 |
5,194.53 |
|
Total Assets |
10,190.74 |
12,343.49 |
12,323.07 |
|
Deposits |
5,611.06 |
6,155.91 |
8,112.22 |
|
Interbank and Money market Items |
2,853.00 |
4,593.50 |
2,662.00 |
|
Total Liabilities |
8,589.60 |
10,873.14 |
10,854.51 |
|
Equity |
1,601.14 |
1,470.35 |
1,468.56 |
|
Operating Performance |
|
|
|
|
Interest Income |
562.42 |
510.87 |
525.03 |
|
Interest Expense |
222.45 |
172.64 |
134.80 |
|
Net Interest Income |
339.97 |
338.23 |
390.23 |
|
Non Interest Income (Expenses) |
-47.44 |
-42.70 |
-12.07 |
|
Total Operating Income |
292.53 |
295.53 |
378.16 |
|
Other Operating Expenses |
129.55 |
128.04 |
135.85 |
|
Operating Profit before Expected Credit Losses |
162.98 |
167.49 |
242.31 |
|
Expected credit losses and impairment |
17.20 |
19.72 |
49.25 |
|
Expected credit losses by Management overlay |
37.80 |
62.45 |
85.00 |
|
Net Profit |
85.87 |
67.17 |
86.14 |
|
Financial Ratio |
|
|
|
|
Net Interest Income to Total Assets |
3.34% |
2.74% |
3.17% |
|
Loans to Deposits |
96.69% |
101.61% |
66.09% |
|
Capital Adequacy Ratio |
22.37% |
16.77% |
18.92% |
|
Return on Assets |
0.84% |
0.54% |
0.70% |
|
Return on Equities |
5.59% |
4.57% |
5.86% |
|
|