Advance Finance

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Mortgage Loan

Secured Personal Loan

Features

Loan service for your purchasing of goods and/or services for your personal objectives. Tangible asset as collateral is required with equal install repayment of principal and interest expenses.

Qualifications

	Thai national
	Age more than 21 years old
	Current employment not less than 1 year
	Copy of evidence presenting a stable and secure job
	An applicant must be eligible to legally conduct a legal act

Maximum Loan, Loan Term, and Interest Rates

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Collateral

	Mortgage registration of land and single-detached house, townhouse, commercial building or condominium unit
	A deposit account

Conditions

	The age of applicant, when added to the duration of the loan, must not exceed 65 years
	Credit line from 500,000.- Baht up to a maximum of 1,000,000.- Baht
	Equal monthly install repayment
	Collateral is located at Bangkok and peripheral areas or tourist destination districts.
	In case of refinancing loan, copy of evidence of monthly install repayment with other financial institution must be presented.

Payment Methods

	Payment in cheque or cash
	Payment through bank accounts

Fees/ Expenses

Loan Interest Rate / Fees and Expenses

Documents required

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Credit Line, Loan Term and Interest Rates
Consider by type of collateral as follows:

Type of Collateral

Maximum Loan

Loan Term

Interest Rates

Pledge Promissory Note / a deposit account

100% of promissory note/ a deposit account

Not longer than term of promissory note

AF MLR - 0.5%

Single-detached house, semi-detached house, townhouse, condominium, and commercial building

Must not exceed 80% of appraisal value

Maximum 30 years

AF MLR to AF MLR + 5.0%

Initial Documents Required for Approval

Borrower's document

1.	Copy of identification card
2.	Copy of house registration
3.	Copy of marriage certificate
4.	Copy of name-changed registration (if any)

Financial document

1.	Bank statements/copy of statement of a saving account and others (showing at least last six-month's history, as of the application date)
2.	Employment Income Verification Payroll slip
3.	Self- Employed Company Affidavit (latest) Certification of Trading Registration Memorandum of Association Shareholders' structure (latest) Copy of tax payment Audited financial statements

Collateral document

1.	Copy of title deed (s)
2.	Map of collateral
3.	Copy of promissory note