An all-purpose loan to facilitate your personal expenditure for your personal objectives. No collateral is required with equal repayment of principal and interest expenses.
Qualifications
Thai national
Age more than 21 years old
Current employment not less than 1 year
Copy of evidence presenting a stable and secure job
An applicant must be eligible to legally conduct a legal act
Have residence with convenient telephone contact numbers
Must not exceed 5 times of monthly income /or not exceed 5 times of the borrower's cash flow referred to in the past 6 months' bank statement. However, credit line is not less than 50,000.- Baht and does not exceed 1,000,000.- Bath per person
Loan term
From 1 year up to a maximum of 5 years
(The age of the applicant, when added to the duration of the loan term, must not exceed 60 years)
Interest rate
AF MLR + 10.00 % to AF MLR + 15.00%
Not exceed 28% p.a.
Initial Documents Required for Approval
Borrower's document
1.
Copy of identification card
2.
Copy of house registration
3.
Copy of marriage certificate
4.
Copy of name-changed registration (if any)
Financial document
1.
Bank statements/ copy of statement of a savings account and others (showing at least last six-month's history, as of the application date)
2.
Employment Income Verification Payroll slip
3.
Self- Employed Latest Company Affidavit Certification of Trading Registration Memorandum of Association Latest Shareholders' Structure Copy of Tax Payment Audited Financial Statements