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Mortgage Loan Secured Personal Loan

 
BOT's Regulated Personal Loan


Features
An all-purpose loan to facilitate your personal expenditure for your personal objectives. No collateral is required with equal repayment of principal and interest expenses.
Qualifications
Thai national
Age more than 21 years old
Current employment not less than 1 year
Copy of evidence presenting a stable and secure job

An applicant must be eligible to legally conduct a legal act

Have residence with convenient telephone contact numbers

Maximum Loan, Loan Term, and Interest Rates

Click here for more information
Payment Methods
Payment in cheque or cash

Payment through any branches of all bank accounts

Fees/ Expenses Click here for more information
Documents required Click here for more information

Credit Line, Loan Term and Interest Rates

General customer
Credit Line Must not exceed 5 times of monthly income /or not exceed 5 times of the borrower's cash flow referred to in the past 6 months' bank statement. However, credit line is not less than 50,000.- Baht and does not exceed 1,000,000.- Bath per person
Loan term From 1 year up to a maximum of 5 years
(The age of the applicant, when added to the duration of the loan term, must not exceed 60 years)
Interest rate AF MLR + 10.00 % to AF MLR + 15.00%
Not exceed 28% p.a.

Initial Documents Required for Approval

Borrower's document
1. Copy of identification card
2. Copy of house registration
3. Copy of marriage certificate
4.

Copy of name-changed registration (if any)

Financial document
1. Bank statements/ copy of statement of a savings account and others (showing at least last six-month's history, as of the application date)
2. Employment
Income Verification
Payroll slip
3. Self- Employed
Latest Company Affidavit
Certification of Trading Registration
Memorandum of Association
Latest Shareholders' Structure
Copy of Tax Payment
Audited Financial Statements
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